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What is Life Insurance?
Life Insurance is a contract between an insured and a Life Insurance company, where the insurance company pays a lump sum amount after a certain period or upon the death of the insured in exchange for the premium.
A Life Insurance policy is an agreement between an insurance company & a policyholder that offers financial coverage under which the insurance company guarantees to pay a certain amount to the nominated beneficiary in the unfortunate event of the insured person’s demise during the term of Life Insurance plans. In exchange, the policyholder agrees to pay a predefined amount of money as a premium either regularly or as a single premium.